Terms & Conditions

1. Required Agreements

Before beginning services, clients must review and sign the following documents:

• •Credit Service Agreement
• •Authorization for Credit Repair Action
• •Consumer Credit File Rights (CROA Disclosure)
• •Right of Cancellation Notice

2. Services We Perform

The services we perform may include:

• •Document preparation and credit education. We evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information.
• •Preparation of all necessary correspondence to dispute inaccurate or obsolete information in credit reports.
• •Review of correspondence received from credit reporting agencies and assistance with follow-up communications.
• •Consulting, coaching, and monitoring services conducted by personal meetings, webinars, video conferencing, telephone, email, or any other form of communication during normal business hours.

3. Fees & Payment

Clients agree to pay the fees outlined in their individual Credit Service Agreement. Fees, billing schedule, and any trial terms are disclosed at signup. The $1 trial covers a 7-day credit-monitoring trial through our partner SmartCredit; ongoing service fees apply thereafter at the rate disclosed at signup and may be cancelled anytime.

4. Right of Cancellation

You may cancel this contract without penalty or obligation within three (3) business days from the date you signed it, by delivering written notice of cancellation to Cypress Point Solutions. This right is provided under the Credit Repair Organizations Act (CROA).

5. No Legal Advice

Cypress Point Solutions provides credit information and education but does not provide legal advice (i.e., the application of the law to your individual circumstances). For legal matters, you should consult a licensed attorney. You also have the right to dispute inaccurate information on your own credit report yourself, free of charge, under the Fair Credit Reporting Act.

6. Results Not Guaranteed

Credit repair results vary by individual file and are not guaranteed. No specific outcome, score increase, or timeline is promised. Any funding referenced through our partnership with Turbion Capital is subject to that lender's independent underwriting and approval; funding amounts and approvals are not guaranteed.

7. Contact

Questions about these Terms? Contact Cypress Point Solutions at Cypresspointcredit@gmail.com or (248) 385-3767.